Terms of use

Last updated: October 2026

About these terms

This website is operated by Panacea Wayfinder Fiscap Services Private Limited (“Panacea WFS”, “we”, “us”), a company registered in India with its registered office at V/1215D, 2nd Floor, Seenai Center, Angamaly, Kochi, Kerala 683572. By using this website you agree to these terms. If you do not agree, please do not use the site.

General information only

The content on this website, including our guides and articles on tax, superannuation and company law, is general information only. It is not accounting, tax, legal, financial or investment advice, and it does not take your circumstances into account. Rules and rates change, so please confirm the current position with the relevant authority or a qualified adviser before acting.

No client relationship

Using this website, reading its content or emailing us does not create an adviser–client relationship. We act for a client only after we have agreed the scope, fees and terms of an engagement in a signed engagement letter.

Information you send us

If you contact us by email at consult@panaceawfs.com or through an enquiry form, please do not send confidential or sensitive documents until an engagement is agreed. We handle the personal data you send us as described in our Privacy policy.

Intellectual property

Unless stated otherwise, the text, graphics, logos and design of this website belong to Panacea WFS. You may view and print pages for your own personal or internal business use. You may not copy, republish or sell our content without our written permission.

Accuracy and availability

We take care to keep this website accurate and up to date, but we do not guarantee that the content is complete, current or free from errors, or that the site will always be available or free from viruses.

Limitation of liability

To the extent permitted by law, Panacea WFS is not liable for any loss or damage arising from your use of, or reliance on, this website or its content. Nothing in these terms limits any liability that cannot be excluded by law.

Links to other websites

Our website may link to third-party websites, such as the ATO, ASIC or other government sites. We do not control these sites and are not responsible for their content.

Governing law

These terms are governed by the laws of India. Any dispute relating to this website is subject to the jurisdiction of the courts in Kerala, India.

Changes to these terms

We may update these terms from time to time. The latest version will always be on this page, with the date it was last updated.

Contact

For any question about these terms, email consult@panaceawfs.com.